
Life Assurance & Mortgages

Life Assurance.
One of the cheapest forms of life assurance is known as Term Assurance. This provides a guaranteed amount of life cover over a set term, usually, for a fixed monthly premium. In addition to this cover you can add on Critical Illness Cover. This covers you in the event of you having a critical illness, say for example a heart attack or a cancer of some description. Most people survive these. With a critical illness policy it would pay out the whole sum assured in this event.
This cover is normally arranged for family protection, business protection or to cover a mortgage or other loan. Many insurers have reduced their rates for this type of policy, so policies bought some years ago could possibly be re-arranged for a cheaper premium.

Don't gamble with your family's future.
Because there is no investment element or cash-value in this type of plan, this is one of the occasions where the cheapest is often the best value for money. However different insurance companies quote different premiums and this is where you need our help. As Independent Financial Advisers we have access to the whole insurance market, we will find the most competitive premium for you. When it comes to providing critical illness cover it is essential you use us as companies definitions of a critical illness differ.
Click here for F.S.A.

Mortgages
As an independent financial adviser regulated by the FSA we have full access to all the lenders. So whether you are an existing borrower or looking to purchase a new property then a phone call to us or simply emailing us your name and address could really save you money. The majority of the time our service to you would be free, and if it was a more difficult case we would tell you of any expense that you would incur.
Belmont Regency is regulated and authorised for mortgage business by the Financial Services Authority.
* If you would like a personal quotation for the most up-to-date premiums sent to you by E-Mail, click on the E-Mail sign. We will then contact you with the necessary information. No need to enter any other details apart from your name and telephone number- we will contact you without obligation or commitment, so what is there to lose?
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24-28 St Peters Churchyard Derby Derbyshire DE1 1NN Tel: 01332 362367 Fax: 01332 296808 Email: info@belmontregency.com Company Reg No: 2042178 | |